This a first for me ...
so my financial goals for this year are
# 1 pay all bills on time( no late fees saves money and builds credit score)
#2 increase my income. Hubby is holding at 40 hrs and that covers the household bills but leaves nothing for gas,food, meds, etc .Mine this last yr has been very low.
#3 pay off at least 1/4th of the back debt.We didn't get in this mess over night, we can't get out of it over night either.I want to be debt free in 4 yrs and have the rental sold within 2 ( our tenants are going to try to buy it this yr)
#4 rebuild savings.
#5 Hold retirement fund steady.