AND HERE WE GO... Mortgage

 We signed a 30 yr loan on 3/10/21. SOOOO payoff was set for 2051.

I have it paid down to 15 years left.

Goal is to pay it off before Social Security is forecasted to be cut. I can not afford truck payment, medigap coverage and the house payment on WHEN we get that cut in income. THEN we will pay off the truck.It's due to get paid off in 2031 anyways.

Side benefit of NOT going to the store as often it that $ can go to the mortgage. Electric bill dropped $1... I put it on the mortgage.

Saved $17 on groceries... went on mortgage. Truck ins went down as we don't put the miles on it like we used to, it went on the mortgage. Found change went in a jar, once a month I deposited it and sent it to the mortgage.

 We will be restocking the coal (last winter right before a storm our 94 yr old Amish guy came and asked to buy some of our coal. His English driver got sick and couldn't go get his coal, Hubby took a ton to him and told him to just replace it as we still had 4 tons, we got it back 2 weeks later), night time wood (Hubby was just given another tree truck so he thinks we will have enough and all cured for over a year, for this year) He wants another wagon of day wood blocks just incase.

We need creosote remover for the wood stove.

We need softener salt for water softener.We buy it twice a year.

 Sidewalk salt (pet safe) for this winter. 

Diesel, gas and mineral spirits (AKA lamp oil) are needed

We will have lawmover maintainence done this fall when the dealership has their discount. Gives them work during the slow winter months and everyone starts the mowing season with mowers ready. In the early summer we do it with the garden clippers and chainsaws.

I have enough fertilizer for the gardens.

Have a great week.

Blessed Be