Wednesday, March 13, 2019

Frugal in the hospital

sounds impossible but really it's not.
The first time I was in for my Crohn's I didn't bring anything but my self... when I went over the bill with a fine tooth comb I immediately packed a hospital bag for the next time...with Crohn's there is always a next time.

This time I brought , tooth brush, tooth paste, floss. Diapers (diarrhea is a guarantee with Crohn's) kleenex, soap that can be also used as shampoo and a comb.... this alone saved me $200.  I also ordered a bit more for my meals as I found ordering a snack ( as I am not use to the times they serve) cost more money than ordering extra with my meal and saving it. I drink water (that's the only freebie LOL) outside of meals.

This hospital allows me to bring my own BP meds as it has to be specially ordered to be without blue dye. A lot of hospitals won't, so if you take a special ordered med you should call your local hospital office and ask for their rules on that.. or just take it with you and they will tell you when you get there.

I needed extra blood work for further testing about the surgery so I asked the doctor to order it now so I didn't have a 4 hr round trip for just blood work. He was/is very supportive of my trying to take care of myself and yet not end up with no money to live on. Said it was one of the biggest things he was dealing with was those that can't afford the testing, blood work , meds or just don't come to the doctor until it's too late and they are in the ER because of finances.

I have contacted my insurance to see if biologics are covered with my prescription plan and what ones are covered for Crohn's. I was already warned by my doctor that they are picky about which ones would be covered and to ask what my copay would be since if can vary.

As for the hospital bill, my share is 20%. Payment plans are available if I can't pay in full especially since we know there is more to come. It takes about a month for the bill to run through my insurance but I can see what the total is in claims in a week so I will know what our share will be so we can put the money aside for when the bill comes.

Hubby has ate from home using the single packages I had put in the freezer for his lunches for his dinner also. He packed an extra sandwich to eat on the way down to pick me up as I will have already ate my supper. Since he goes to nights next week until he finishes out his seasonal (we think the 29th) he can just take what ever we had at supper before he goes to work or a sandwich.

Blessed be