Charlotte's friend/ new budget/

 It's the squirrel on top of corner post. She looks for squirrel every day, more than she does bunny (actually is two bunnys).

I am tired of hearing about social security being cut in 2035... so instead of burying my head in sand. I changed the budget as if it happened now just to see what I would have to cut or pull from the IRAs. 

What is needed... 

1...the house has to be paid off

2...if we are going to continue with 2 cars they have to be no more than 5 yrs old Hubby's 350 is 10 yrs old, mine is 20 yrs old. We will most likely go to one, probably SUV that can tow the tractor.

3... I need to grow more in gardens, do some late fall/possible early winter growing. Need to go completely or mostly completely heirloom and need to grow my own flowers from seeds. Hubby would like a small greenhouse. I would like a root cellar. 

4... I need to keep track of how much I use of cleaning, paper products etc that I buy and the price. I will do a notebook of it, keep track of it so I know what amount to put back to replace it when I run low. I will do it also with the grains and sugars. 

5... the internet/home phone went up again. Hubby called and got a discount that puts it a bit lower but the lady told him it's actually the internet going up not the phone. Our cell phones are not from this area so when we would call 911 it would go else where and then we have to give address... plus Amish use the phone and do help pay for it. 

6... utilities are kept down. We might have to buy more wood in our later years. Several Amish OUR AGE told us to get "blocks" from the sawmills... but reality is there might not be sawmills making pallets in 10 to 20 yrs from now. 

7...I know at the end of winter I will buy humidifer filters and chemical for humidifiers also the cresote logs and powder we use  as they go on sale then. I figured up how much is should cost and will put that money back.

8... I made a list of the restuarants we will go to. I will then make a list of what we usually order and then make sure we have the ingredients at home to make it AT home.

I rechecked the inventory and found we were low is some areas. I found it on sale (TP especially) so went ahead and ordered 6 month supply. I saved $43 over what I would have paid for it at the store by getting it at Amazon and me only getting what was needed. 

I need a turkey and ham and to order the prime rib roast for Christmas

Are you cutting the budget ?

Prayers for peace

Blessed be