I know we will have a bill from the Urgent care for Hubby... but it should be the last bill we have to pay out of pocket, being the first time he has finished paying his out of pocket deductible. I can imagine what the Xray and lab will run let along the Urgent care bill
Solar water pump is paid for
The money for the chimney, coal, wood/coal stove, propane for this winter, 2 jumper boxes for trucks, 2 solar pump batteries , and 2 saw blades for the buzz saw are now in the savings.
We STILL need to save for next year's out of pocket. The company Hubby retired from puts out the health ins for their retirees mid Oct. about the same time Social Security puts out the COLA raise. So we will also know what we need to pay for health ins.
IRS is trying to change how those that inherited IRA's 2020 and after withdraw the money. If that changes I will have to withdraw more...and that is okay as Hubby will just not withdraw as much.
End of Dec 2018 Hubby retired, three months later we bought this house and as of Jan 2019 was pulling enough to cover doing this house (Amish no electric, running water or heat) to ADA wheelchair accessible with propane, electric, running water, water heater, and internet. IF money gets bad we could slap plastic up on the windows in winter (like AMISH HA HA) and call it done.
At the end of the 1st year starting 2020 we reduced withdraws by $2000. Even with supporting Daughter 4 while fighting cancer.
2021 we cut it another $1000.
2022 we cut it another $1000. even while supporting the business when the work wasn't coming in and buying the off the grid items.
2023... even with adding 25% increase in our costs as things are already up 10%( we aren't pulling more) and our financial guys are worried it will go up another 15% next year ... we will be cutting the withdraw by $3000...worse will be cutting by $2500 if we have to replace the truck sooner than later. Mainly it's only being used once a week if that. We really try to make everything on the Tuesday our chiro is on.
I am down to needing ham and turkey for stocking.
I am finished as of today with BBQ sauce.
I still need 26 of pasta sauce. 26 pizza sauce, 26 tomato sauce and 12 tomato juice.
Garden is still coming in so there is plenty of tomatoes to gather.