Thursday, March 30, 2023

Plans for April


 I took the Flylady calendar I usually use for what I am canning and put our protein on it and then in markers of yellow, orange, black, purple, blue, green and red for the color of the fruit and veggies we need to eat. I will either write the food down or just cross off the color it was. I used pencil for white/tan.

I cashed in 2 CDs and turned around and bought 2 more that are paying 1.5% more in interest. 

I got an annuity from Daddy... Man has been dead almost 3 yrs and they just let brother and I know it was sitting there. I got the back payment and then will get a monthly payment. It's not a lot but it would have gave him some spending money for the month. As it is Brother and I get 50%. 

I was talking to older cousin on Daddy's side about what to do with such a small amount and about gardening. I mentioned Daddy growing roses which seem weird as it was after my stepmom died. She remembered Daddy talking her mom, his older sister, into growing roses as the rose hips help with inflammation and have vitamin C. 

Hubby and I talked it over as we were already planning to put in more perennials. I figured this would be where Daddy who grew his own veggies until his late 80s would like his money used this way. 

I have or have ordered a dozen different roses (rose hips have vitamin C plus help with inflammation )to go along the back fence at the pasture behind the barn. It needs the fence replaced. So that's where the back payment can go on. I also ordered 2 elderberry bushes (helps with immunity) because right now I either get it from friends that get it from other friend or I have to order it. I ordered horseradish  as what we planted last year did not grow. I have 5 blueberry bushes in and 2 on their way. I have 10 black raspberry bushes (helps with inflammation, nausea and mouth sores) ordered.  

I still need to replace some herbs that died and find apple mint  also. 

We have another large medical bill coming in as our eye glasses will be in.  

Our federal, state and school tax refunds are in. I hope to put most if not all of it back after paying off this year's coming school tax due. I would like to see the budget cut by at least 10% BUT AND have 3 months savings incase something happens to one of us and the other doesn't have access to money

Hubby wants to pay the mortgage off. 

I'm still dizzy enough to not try to work on that.

Blessed Be

Prayers for peace


March finances

 

Until I got sick middle of the night Sunday we stayed on point with eating the protein on this calendar.  

Income

IRAs $6800.78

Social Security $3634.

Son 2 payment on loan $100

Business income $2992

Interest $87.45 (2 CDs cashed)

Cash back from credit cards $242.49

TOTAL INCOME $13856.72

Out go

Irregular expenses $1040.15

Down grid / maintenance $241.15

Automatic savings $180

Dog food/treats/vets $0

Household expenses $2448.46 

Business expenses $2444.64

Medical/OOP $2349.40

Garden $1284.23

New CD $1000

TOTAL OUT GO $8543.57


IN BLACK  $5313.15


Considering Hubby didn't work for a solid week we were surprised he was able to cover his bills. He lucked out and was able to double up 4 small jobs and then had one job hauling out of state. Which definitely put the business in the black this month even though not by much. 

Health update

 I saved money by calling my GI instead of just showing up to the ER for my Crohn's attack. After answering what seemed to be a million questions, the PA asked if anyone around me had the stomach bug that is going around. I didn't know so I called the kids I had been around.... Daughter 4 said it was like having hard labor while sitting on the toilet and dry heaving in the trash can... HUM... Called PA back and he said the treatment would be the same but they would run a CT Scan with contrast to see if it was Crohn's or stomach bug. Not putting my veins through that or spending that kind of money to be treated the same. Plus 3 hrs. of driving and the gas money.

Hubby said we saved 2 pots of coffee and 4 pots of tea as the only thing I could keep down was water... room temperature water. Last night I ate a grilled cheese sandwich with crusts removed (Charlotte love it as she got the crusts). Kept it down but still spent 2 hrs. in bathroom.

Last night was the first night since Sunday night I slept in the bed. Charlotte has been sleeping beside me on the bathroom floor. Rascal used to do that. She was happy to be back in her rocking chair that she has made into her bed. I got about 3 hrs. of sleep at a time with 30 minute bathroom break. BUT hey, I slept in bed and made it to the bathroom every time. Lots of improvement there. 

We saved gas as we didn't go see the kids and after I told my symptoms none of them wanted me any where near them. I got a lot of I love you BUT ... 

Hubby took a lot of short hauls to keep the money rolling in but still be able to check on me. He has a long haul today but different Amish along with the kids blowing my phone up will be checking on me. 

I get tired easy... not surprising with out eating. 

It took me 3 days to do finances that normally take me an hour. SIGH

Blessed Be

Stay safe

Prayers for peace