I put the money on the loan, mortgage and savings....
The riding lawn mower took a crap. Hubby has it limping. It's 10 yrs old . We had it checked out by our mower guy and he said Do NOT waste money fixing it. Son 2 is interested in borrowing it since it does still mow and his mower is down.
I talked to ex SIL and grandson and two others that all are in landscaping and know this property. Was told to get commercial mower and make sure it gets yearly maintenance and it would last us 20-25 yrs. I am not sure either of will be mowing this property in our mid 80s to 90 yrs old. But we might be as Daddy push mowed until he was 90. We were told what brands to stay away from.
Then the owner of the pallet company (he is Mennonite) suggested where he gets his equipment. We got a commercial Bob cat ZT6000 mower 61 inch cut (so 1/3rd of time just got cut off) mulching blade (so no raking and loading grass in to bucket of tractor and moving it to another area cutting another hour off the time) . At 61 inch cut I can mow the ditch as it's big enough to handle the incline. The seat has an adjustment for your weight so you don't get jarred as bad. Has 2 tanks about 15 gals of gas between the two of them so no stopping to go fill up the tank twice... or worse ending up at the far side of property and having the go get gas can and then walk it back to the mower... been there and done that more than once. Zero turn so I should have less trimming.
It was on sale for 10% off, and then the manager took another 4% off for paying cash. Still was a big ouch in the finances but if it lasts 20.
A "regular" riding lawn mower with a 54 inch cut is $3000 to $4000 and last around 5 yrs (10 if you are lucky to have great maintenance and got a good one).
Yeah, not real comfortable about both our personal checking accts and the joint acct and both our personal savings accts being that low. BUT I still have the money for the basement coming in from other savings accts and the IRA hit today so we are okay.
Goal is to get this money replaced before we pay any extra on mortgage.