Have more in savings and lower withdraw from retirement funds. It's the first year we haven't reduced the pull. We have a few things we want the money in savings as it's due in fall.
To have the solar panels installed on pump house by spring.
Replace garden beds
Refill garden beds with dirt
MAYBE plant garden beds. I do have some that I can plant limited.
To declutter basement, barn and garden shed
To organize basement, barn and garden shed.
I already finished the house doing that but of course will need to go back through drawers and cabinets... never ending to my way of thinking.
Son 1 was up and said the house seemed "settled" and comfortable.
BUT first is take down the Christmas decorations and put it all away and plan what we are doing with the gardens.
Happy New Year ... may this one be calmer and more peaceful
Prayers for peace