Monday, October 10, 2016

Oct 10 Monday morning frugal week

This is what I didn't use this week for the laundry. We pulled everything and I mean everything of the warm weather bedding,pillows and curtains and then everything of the cold weather bedding, curtains and clothes and loaded it up in the back of the pick up and hauled it all to the laundromat. Can't wash heavy bedding and curtains in this machine. I love my wringer but that is a big negative of having it. Hubby said he saw no reason to not just do it all when I am still recovering from being in the hospital (better but no where near normal energy wise or other.). I don't allow him to use the wringer washer , too scared he will force the wringer and break it.

Three hours later, 16 triple loads, 18 double loads (think about it 19 windows with a set of sheers and then regular curtains EACH, that's 57 curtains (I use the same sheers) to be washed) we were home and I was loading the dryer,drying rack and the 200 ft of clothes line. Took less than 24 hrs to get it all dried thanks to the wind being 15-20 mph as I reloaded the clothes line before going to bed . Hard to get the items on and off the line, well maybe not off as I kept having to go out and repin things to keep them ON. LOL

We had 4 throw pillows that matched our couch and love seat fall apart.Not surprised as they are over 12 yrs old. I used the fillings (after making sure it was dry) to restuff the cushions that are the backs of the couch and love seat. I will need to replace the throw pillows as we use them to support me as need to sit "forward" on that furniture because I am short.

I reused a couple bed pillows that fell apart also (closer to 7 yrs old) to make one pillow. Going to have to replace a couple of those also, but can make due until I find what we want and on sale.

Now my house is "covered" in laundry baskets as I sort what needs to be in storage and what is going to be used now.Financially it wasn't cheap on the other hand it made us think about what washer we should be looking. Do we want to continue to use the laundromat twice a year at over $150 each time (no dryers, used just washers) or do we want to put it towards a washer that can handle to bedding and curtains? Already looking at life cycles and limited computer parts as I went back to the wringer because I had 3 washers that the mother boards died.I will not do a front loader again either unless I am in a wheelchair.

While doing all of this I started the fall cleaning with Hubby's help. We focused on the bedroom first as we both feel that we do better if we can rest without seeing any messes.

Went to town and got caulking as I found air leaks when taking the curtains down. Got dog food on sale while there (almost same amt) that we been getting at Sam's club so that put off the trip until next month plus they had some canning stuff on clearance so I got that also to get off my list.

Our grandkids got their first apt so we are taking kitchen stuff down to them that I was getting rid of. Pretty much they will have something from everyone in the family. Surrounded by love is what they called it.We will combine the trip to drop off pumpkins and pick up anything the kids need us to get. Will save a us a second trip down which is a 3 hr round trip.

I dehydrated thyme, oregano,flat leaf parsley, curly parsley, garlic chives and chives. I canned 8 pints of pears.

Blessed Be

Thursday, October 6, 2016

October shopping plans

                                        Jack Wee be littles from the Amish produce auction.

This is what I want to shop for....with acknowledgement that it's going to depend on if there is money to buy it.

Since I will go back to baking most of our breads and stuff I need to restock the supplies. I had quit, didn't see the point with just the two of us and neither of us big bread eaters but that was one thing that was put in to my diet by the GI specialist, it just can't be whole grain. I do eat oatmeal without issues so I can make oatmeal bread (cook oatmeal first , Mary at Owlhaven recipe).Hubby eats bagels weekly and both of us eat English muffins. I just need space in the freezer to split it up so it doesn't start going bad (no preservatives so you have to eat it now)go into the dogs mouths as treats. LOL

Sam's Club: Dog food and carrots. I will walk the whole store to see if there is anything else but I pretty much already picked up the baking supplies. Might get oil for the deep fryers as Hubby deep fries our turkeys ever since the house burnt a month before Thanksgiving . I used the church kitchen to make the rest of the dinner and we had it in a house with the dining room and kitchen torn apart.THANKFUL we were all okay.

King Arthur Flour or Amish country store (no shipping and usually better priced): caramel coloring,asorbic acid,citric acid,pretzel salt,non-diastatic and diastatic malt,barley malt,baker's ammonia,Vietnamese cinn, cinn baking chips,vanilla bean paste,lemon juice powder, lime juice powder, orange citrus oil, boiled cider, dried buttermilk ,rye bread improver,easy roll dough improver,pizza dough flavor,special dry milk,deli rye flour, rye flour,pasta blend flour or semolina and durum flour(this is only for Thanksgiving noodles otherwise I use regular all purpose, this blend holds up better to sitting in crock pots through the day),fruit blend (KAF) Hubby prefers this in his granola bars and oatmeal. and sticky bun sugar.

Dollar stores etc. Candy that I can use for Christmas goodies along with tape and paper to wrap with odds and ends for presents.

Wagner's or Walter's butcher shop for sausage patties(by the case) smoked sausage (by the case) canned pork,canned beef and canned chicken . Both places butcher their own meat and can it so I know what is in it and where the meat is from. I will also buy dried beef in the jar. We use it at Thanksgiving for dried beef pickles and I use it for gravy and cheese balls through the winter and lard.

Amazon is been my best price for dog treats, (yeah I know I shouldn't but I do) I always check sales and coupons before I order.

Other groceries will be eggs (I'll use 20 dozen at Thanksgiving and another 20 dozen at Christmas) Crisco for sugar cookies and butter for baking. I need crushed pineapple, chunk pineapples and pineapple rings, yellow wax beans ( or 3 bean salad Hubby eats through the winter), yellow and white hominy, kraut, I need a bit more ginger root also. Storage needs sweet potatoes, white potatoes, apples ( citrus is Dec) and I will pick up celery, fresh mushrooms (if on sale and I have coupon) and colored bell peppers (I can't eat the green ones). I might get more beets depending on price as I would like to make beet chutney and beet chips.

We'll see how it goes.
Blessed be




Game Plan


This corn is now off in the fields around us.Depending on which way I look there are spots I can see 2 miles away. It's also the reminder that it's time to bring the harvest in and it's going to get colder here. I've seen that happen in a matter of days and since I am very limited with activities of anything that uses my core at the moment (okay probably a month or so) I am going to have to work smarter than harder.I am trying to work an hour and then rest 2 hrs. Some days if I have doctor appts etc I can only do 30 mins and I am done for the day. Immunity system is shot along with malnutrition now that I couldn't eat for over a week. I remember it's been worse before and I got through it, I will do the same again with my faith holding me tight.

We have started getting the medical bills in from where I was in the hospital (over $22000 so far and I've already made arrangements to get discount and payments on our share of the bill). I know there will be at least 5 more as I was in to the primary doctor yesterday and he ran more tests because I still have the urinary tract infection that didn't get cured while in the hospital for my Crohn's. I am thankful for health ins through Hubby's work, it's really good ins but as we all know ...it doesn't cover everything. PLUS he was off almost 10 days due to him being sick which means the paycheck won't have the extra $ of his shift/position etc , just basic hour wage, which we are grateful for because I have kids that don't even get that. The saving acct took a big hit.

SO working smarter.....house has to winterized BEFORE it hits (lesson learned) and the last of the gardens have to be taken care/processed and stored along  with planting the fall garlic and onions.

I need to start Thanksgiving prep and Christmas gifts/cookies/candy.

I paid the bills, looked at what was left and we decided that we had enough to take everything, clothes,bedding we are using, winter clothes, winter bedding and all the curtains (warm and cold weather) to the laundromat. Thankfully I used vacuum bags to store the winter coats or that would have been another 3 loads. I can use the clothes line and my dryer to dry, though we might use the laundromat to dry the pillows while the other stuff is washing. I will put them in first to make that happen.That will pretty much wipe me out physically for a day or so but it will be done. I can wash/caulk/tape/plastic what ever is needed on the windows as I rehang the curtains in the next couple weeks. Like one set a day or so.

We put some corner round in the one upstairs bedroom that needs caulked as I could feel a bit of a breeze today when taking the curtains down. Drafty old farm house LOL.

I plan to make the noodles this month and drying them for Thanksgiving dinner.I got medium eggs on sale for 48¢ a dozen. I use large to bake with but medium is fine for egg sandwiches,deviled eggs, noodle making etc.I'll use my Kitchen aid mixer and attachments to make the noodles instead of doing it by hand.

We hit the candy sale at the local store and got some of what we needed for Christmas on sale half price.I have a couple more stores I want to check on to see if I can get a few more things.I am making my own tags.We are still changing some of the ideas as we run across things that would be just as cheerful and yet less expensive for us. I need to finish painting the craft room (4 hrs left to finish) and set it up so I can work on this and not having it sprawling across the dining table.

I am harvesting/processing something every day. Dehydrator is cranking 24 hrs pretty much. I have finished all the herbs unless I find some basil in the north gardens. I'll check that tonight when this last batch is done.I would like to be able to can in the evenings after dinner but by time that comes around I am pretty wiped back out.

I am picking and choosing to what I can sacrifice if I have to let something go. I give it away most times, still there are times it doesn't get taken. It becomes compost in the fields. Feeds the critters that I don't want in my house AKA field mice. And speaking of field mice I will have to put out the bait for them in the basement and crawl spaces. Right now with it being warm and the cattle having corn in the barn and the gardens still producing they won't come in, get a nice cold snap and they will try to move in.

Do you prepare for cold weather ?








Tuesday, October 4, 2016

Storms in our lives

I have journaled for years. This happens to be the one I am writing in now.

Sept 11-15 I recovered from stomach virus, when you already have Crohn's this is even harder to go through.

We had a great day the 16th , even though I was "weak" at the Amish produce auction. I got 10-15 lb pumpkins for $1.25 each, pie pumpkins for $1 each and jack be littles for 25¢ each. I also got 10 lbs of Asian pears that were not ripe and 140 lbs of Roma tomatoes.I got Mums for the front porch. AND I was able to eat decent. I was able to stop at Wishing Well Farms and get winter squash (69¢/lb) and 10 lbs of apples (50 ¢ /lb)

I worked on some of the tomatoes on the 17th, went to the store and got groceries, stocking up on the fresh veggies and getting some stuff for our family reunion . We had 5 generations there  between my dad 89 yrs old  and my new born great grandson 1 month old.
Went home and thought, get up in the morning, and finish the tomatoes....well

Hubby caught the stomach virus through the night. By that evening I had it back and it was a down hill slide from there. He miss all week of work (haven't seen that ever in over 20 yrs) and I wasn't getting better myself. Not processing food, didn't want to "seal" it in canning and make us sick or sicker later. Neither us was doing much more than sleeping it off.

Sept 25th, at 3 am I wake Hubby and ask him to take me to the ER. My Crohn's was starting to kick up and I knew, just knew it was going to be bad.

At 5 am Sept 25 I was admitted....I got out the following Thursday Sept 29th in the late afternoon and had to do a pit stop at the Chiro's because I threw out my shoulder in the hospital. Also had to stop at the grocery store because a full liquid diet (mashed and mushed) isn't something I was keeping in my pantry but will for now on.

We lost food in the frigs, lost some of the produce and I have lost produce in the gardens. It rained for 3 days starting the day I got out of the hospital.Hubby lost 1 1/2 wks of work. He took vacation to cover it but that doesn't pay his TL , shift etc that makes a difference between just getting by in good times or having let alone being hit with medical bills. We have medical bills that will be coming in, granted most of it will be paid for but there is enough not paid for that is going to crush the budget big time.

Hubby is back up on his feet, tires easily , part of that is the stress of watching me fight for my life once again as my entire digestive system shut down (AGAIN). I'm slow at recovering. Has extremely low potassium levels and other stuff that was making the Crohn's even worse. Having your digestive system slowly start up is hard and painful at time. I haven't had a solid night's sleep since the stomach virus started. I do miss my nurse for the middle of the night conversations and laughter to keep me fighting and not just give up.

I had a long chat with my brother by text. Our schedules don't come anywhere close to being able to talk of the phone about what I was having to change. He thought that it was a simple change in diet and it would never happen again.....NOPE don't I wish?

I then called my Dad. At the age of 89 and already buryed 4 sons out of 6 and me being the only girl, he was heart broken, thought he had lost me this time and wasn't able to get to me to tell me he loved me and with his dementia just kept telling me I was his daughter and he was my daddy....he has been forgetting he has a daughter in the last couple years so it meant a lot to both of us. We talked about lifestyle changes that could help me (eating an apple a day to keep the doctor away is what will bring the doctor my way but he doesn't understand that) and that even with the loss of food,me getting my strength and health back was more important ( I was born with a bad digestive system and my parents were told I would die without surgery which since they had no ins and had just paid for my younger brother to have open heart surgery was out of the question ).

Everyday to make a priority of ONE THING that I NEED to get done. And only focus on it. THAT'S very hard when you see losses all around you. He also reminded me of the time he asked why I was canning 4 oz jars of veggies and I told him that was what had came in and I would lose it before more came in . Better a mouth full saved than a mouth full wasted. Might make the difference in that water soup(HA HA) I had more than one time had to make when I was single and on my own.

SO better a mouth full saved than a mouth wasted ...as I learn to dance in the rain.

Since I am still resting, we decided to go over the Tday dinner menu  and then Christmas gifts,cookies and candies. We do gag gifts  for Christmas and usually only give $10 (in ones) as we buy for about 40 (over half of that is our kids,grandkids and now great-grandson). We came up with the ideas....then over a couple days changed it to fit the budget we are now on.

We are not where we thought we would be sitting at this time of year nor is the pantry as full as I really prefer it to be...BUT I have winter sq, pumpkins and some sweet potatoes. I will have a few more tomatoes and from this dining room window I can see a bell pepper that is turning red. Another mouth full to save. We'll pick up potatoes next month and again in Nov. I just got to focus on that ONE THING and that ONE MOUTH FULL.

Blessed be, may you be healthy, wealthy with love, and wise.

Saturday, September 10, 2016

September frugal ?

In some ways yes...

I have mending caught up except for a sheet that the wind ripped the hem out of while drying on the clothes line.

I picked eggplant

I dehydrated onions that was going to go bad. I now have 1/2 gal of dehydrated onions. I put the dehydrator out side on the front porch table, didn't heat up my house and cause the AC to run more, dogs and I didn't get sick due to the odor coming off them (can harm pets) AND I found it actually cut the time almost by a 1/3rd for what ever reason.

I turn off the AC every morning and open the house open. One to air it out and two to save on the electric bill. I don't turn it back on until the older dog (Miss Kira) is starting to pant and she does come to me to let me know she is hot.(about 77-78°)

I have lettuce growing in the garden from it reseeding it's self....saved me from having to plant lettuce even though I prefer leaf lettuce and this is romaine. FREE IS FREE.

I picked up Pumpkin spice creamer so I won't be going to Speedway to get a cup or have Hubby stop every morning on his way home to bring me a cup.The bottle of creamer cost the same amt of a cup at the gas station and I figure I can get at least 30 cups of coffee out of it. That's over $30 in savings. Yes I could just not buy it at all but life without an extra is hard to deal with.

We both have cut our consumption of coffee in half. IF not more for Hubby as I used to make 2 pots a day for him alone and it's down to every other day now. NO we don't throw out "old" coffee, we either drink it or use it in cooking.

Hubby is now filling his "16 oz juice glass" (read mug that was bought for root beer floats ) with ice before adding juice instead of just adding a couple ice cubes to the juice.Juice consumption has went down from a bottle every other day to every 4 days. He is also eating what ever apple is the cheapest to buy instead of his favorite in his lunch. He will eat in season fruit if it is "solid" enough to carry in his lunch box. Peaches and such don't do well. I don't buy a lot of canned fruit.

We have switched to water instead of unsweetened tea. I have went to not having my mug of hot tea at 2 for a glass of water. I image that will flip back as cooler weather comes in. BUT I have a lot of teas that I can drink(some I raised) so I won't be buying tea unless it is one that my girlfriend and I both have drank for years . Then we drink it once a week  so a box goes a long way and we take turns buying it for each other (unless we see it on sale and have a coupon)even though we are over an hour apart...at the same time. Keep the connection going strong.

We are going to plant fall onions with the fall garlic using the onions that are the size of pearl onions from this year's crop. I was told they would do better for us if I planted this fall instead of waiting until spring.

I went to the store on Monday (Labor day and it was stocked and not busy) and picked up fresh chicken breast for $1.69/lb I have stuffed it (5 different ways) and precooked it and shoved in freezer. I thawed hamburger I had and made 2 meatloafs , porcupine meatballs, 125 meatballs and meat for lasagna and stuffed shells and manicotti that will be in freezer by Monday. I also put in a Philly steak slider casserole and  4 oz thin slices of chicken for either sandwiches or stir fry. I froze red beans soup. I put scraps of chicken that I cut off the breasts I was stuffing to make broth for soup and chicken to add to jambalaya. I have smoked sausage and shrimp in freezers.Goal was to put 2 meals (correct serving size as we are trying to eat healthy and balanced) in the freezer of each thing. Meatballs we use a lot of in different dishes  I can get 10 meals (2 servings for dinner and one for Hubby's lunch ) out of the meatballs.

I canned 8 pints of spicy chili for Hubby and 8 pints of mild for myself and then had 2-12 oz jars on mixed chili for like Cinncy spag or nachos.This will last almost 3 mos and I made it from dried beans instead of ordering the cans of chili beans with sauce we prefer since it's no longer sold around here. Saved over $30 by doing that.

Our main problem out here in the boonies LOL, is when I am too tired(thanks to Heart failure) that I am not up to cooking and Hubby isn't always able with getting around for work in the evenings. If I have the entree done, he can handle the sides and dishes before he leaves.

At this point we are at $420 for groceries and eating out, 3 times eating out, once with friends who go to the Hong Kong buffet maybe every 6 wks. We had a coupon for 10% off  and then once fast food when we realized we weren't going to make it home in time for eat before Hubby had to go to work and then tonight is pizza from town (a treat) from our favorite place as Hubby is working Home Land Security all day and is already in town and I'm down sick. Nothing serious just enough to having me falling asleep in nothing flat but not staying asleep because I feel like CRAP. Already had the virus that is going around. I thought allergies but now since my allergy meds are not helping I got a feeling its a sinus infection that Doc thought was ending, I think it was just beginning.

Our health ins is changing. We are required to do certain preventive care and some activities to get it for free and they let us know it's changing it's policy but NOT what is changing except the preventive care remains the same. We talked about if it goes digital (they use fitbit) We will have to either suck up the cost to buy new cell phones and the bands or suck up the cost of the ins. Neither we can really afford at this time BUT the changes starts in Jan so we have time to save up if needed. Until Jan Hubby's company has set a program that everyone can do, it's eating more colors of fruit and veggies and more servings, drinking water and exercising more (steps to be exact) and weight goal through the holidays. Remaining the same weight counts.If you need to gain weight that counts also...it's not about losing weight but being healthy. Something as a retired personal chef I approve of and need to focus more on in my own life. I did get a list of the veggies and fruit for each color...and printed it off to see what I already had in the pantry and freezers and what I needed to look at getting put up to cover that activity Between what I have and what I normally buy, we are pretty well set except for fruit. .

I need to get back out in the gardens and clean them up, I saw blooms on a few plants the other day so I might get a second crop of tomatoes and such.

We have the last of the cash needed for Christmas gag gifts (almost 2 months early), and have started searching the internet once a week (otherwise we get sucked into pinterest for hours) for ways to give the cash that is different than what we have done in years past.

What have you done?




Tuesday, August 30, 2016

Frugal going into Sept

Corned beef hash bought for 70¢ a can. I did cook 3 cans , one for each of us and one for Hubby's lunch, ended up with leftovers for my bfast (love that) and fried green tomatoes from garden. Batter for tomatoes was Whistle Stop Fried Green Tomato batter ( reheated nice in microwave for Hubby and didn't get soggy)that I had bought some where on clearance. AND now am hunting for it  on sale or clearance because it's the favorite batter for all that we batter fry which isn't very often. I have found it at it's own store but still checking other places for it just to make sure it's the best price especially with shipping.

Leftovers have became breakfast and lunch.Appetizers have became dinner when we aren't really hungry for a full meal. We don't eat much soup as it doesn't transport well for Hubby to take to work and he takes leftovers from our dinner for his lunch.We also mixed a lot of leftovers with eggs for meals.

I had my back injections which brought processing tomatoes to a halt while I recovered and then got a flu shot which always brings me down a couple days also.I did get some older tomato juice etc cooked down for BBQ sauce and got that canned while recovering since I didn't have to stand on my feet much and Hubby could stir it for me. While down I sorted through 150 lbs of softball size candy onions for storage.I had to peel about 2/3rd of them to recure as they had drew moisture and would have rotted in storage also about 10 lbs wasn't good for storage, I am dehydrating some of them and will use the rest for fresh. Rather peel a layer or two and recure than toss an onion that went bad. At least with hanging them in panty hose with knot between each, the whole bunch doesn't go bad because of one.

I'm still picking up a few things that go on sale for our Tday dinner. I'm pretty close to just needing perishables and meat.

I am 2 mos ahead of where I usually am for Christmas savings and have started buying stuff for the Christmas candy and baking.

I have offered to help stock the kitchen for my grandson and his family when they get their first place. They stayed with parents (floated back and forth) while granddaughter was expecting but since Greatgrandbaby (LOL) is born they are looking to move out on their own once they have some extra savings up.I will help by using what we have in our own pantry.

I've not been doing any large shopping...mostly a few needed items that combine coupons and sales or milk. Haven't even bought bread as the last 2 loaves had to be pitched due to mold due to how long they sat there. Maybe when we get our 2nd frig back (son bought one finally, we just need to go get it). I'll bake some and we can store it in the frig.

I've started us eating from the pantry mostly....a couple months early for that but decided to go ahead and start it. I need freezer room for hams and turkeys this fall and right now I don't have any room.

Our trailer broke when we hauled our son's car to the mechanics (shifter broke and the mechanic said it was from resting his hand on it),. Our neighbor runs a fabrication shop and was willing to take a look to see if he could fix it for less than $500. He called today and it was less than $200 and ready for pick up. Better than the $1500 trailer we would have to buy to replace it and we use it pretty much weekly.

Propane is paid in full for the coming season. I still have some caulking and sewing to do to help keep that bill down.

Electric hit $120...still last year it was closer to $185. SO not bad with stove heating canners and the dehydrator running daily along with the AC which I usually don't run this much. I do shut it off in the early mornings and open all the windows to air out the house. We are looking forward to this coming weekend as it's suppose to drop almost 20° and we won't be running it at all.

I have been doing the laundry when I can use the clothes line.

Any thoughts of saving?








Saturday, August 27, 2016

End of August goals


It's the darkest corner of the pantry in the basement and the food we use the most.

It takes over 500 lbs of tomatoes (prefer Roma or paste tomatoes) to furnish a year's worth of tomato products for the two of us.

I now understand why my mother was so "short tempered" at this time of the year with green beans, (don't need anything this yr) corn (done and in freezer) and tomatoes coming in at the same time. I remember 1000 qrt jars and 500 pint jars in the cellar and cleaning it every spring when we planted the garden. Even with me being little (under  6 ) I was helping pick the food and prep it for the canner. I'm not sure she got any much sleep since she only had one water bath canner...FYI it takes 40 min to can tomato sauce in qrts and there is 7 to a canner.
1500 jars of veggies ( no fruit) lasted from Oct(Nov if the weather held and Dad could limp the crop into it) to March. When March came the cellar was pretty empty and Mom was looking for wild greens to put veggies on the table. We didn't go buy veggies at the store. We didn't grow lettuce but the neighbor did and she bartered the lettuce for potatoes that Grandpa grew that we would give her in the fall.

Filling these shelves with the home canned goods of tomato products is my goal this week.

.Final count should be the following:
 top left :enchilada sauce 26 pints (have 32) There is some RoTel and a couple cans of diced tomato with jalapeno sitting on top of it.

Top right: pizza sauce 26 -1/2 pints( have 29)

Second shelf...bought pasta sauce (we ran out of home made and hit the clearance rack with coupons for a good score even though I end up add mustard to counter the sugar in it .) #10 cans of tomato sauce (got on sale in case tomatoes don't do well or can't get them at auction) and a few of homemade pasta sauce that I did early this yr by reusing what I had, like whole tomatoes which I only do when I am tired and needing to get the tomatoes finished before they go bad.

Third shelf is some whole tomatoes that I will reprocess to make either BBQ sauce (12 pints as I use 1 a month) or pasta sauce (52 quarts needed besides what is there) I'll put diced tomatoes (need 104 but doubt if I will get that much unless I score Roma tomatoes at auction again) and the BBQ sauce on this shelf

Bottom shelf is empty...it will have the 52 qrts of pasta sauce.

IF and only if I can have enough of everything I might can chili sauce other wise the #10 cans will go to chili.WHICH I need to can also.

I am also cleaning all the shelves and inventorying what we have in this pantry.Moved some things around the other day and found stuff I didn't know we had and some things I didn't know we needed. I don't know which upset me more. I am half way through the pantry, even with just being down for back injections (still recovering and trying to not do so much and mess myself up) There is 31 shelves and I am down to 10 left to clean,organize and inventory. I plan to do 2 each day this coming week.

I plan to finish the rest of the tomatoes. We still have another good month of tomatoes coming in so I should get closer to the amt I need for the yr for the diced tomatoes.

I had 150 lbs of onions I have been sorting. I have 90 lbs left to go through so I figure 20 lbs a day this coming week to finish.Some need cured again due to having to be "peeled" because the skins got damp which will rot the onions while hanging( tied in panty hose and hung) in storage, better to lose a couple layers now than the whole onion later.I will dehydrate any that are going to go bad soon but most look good at this point. It's early for storage onions but that's how it is this year. I figure maybe by Dec/Jan I will have to be looking for other onions if I don't dehydrate any.

I'm restricted in the gardens (doc knows me so well ) that I can only be out in them with Hubby so I won't get side tracked and try to clean up the gardens in one or two days. We figure maybe 15 min a couple times a day until we see how the back hold, actually it's my neck that is causing the slow down as it's still swollen from the injections (not infection) and causing issues with looking down or up for any length of time.

I have cayenne peppers, mints and herbs to dehydrate and some eggs for noodles that I make at TDay. Eggs are still below 90¢ a dozen here.

What are your goals this week?






Tuesday, August 9, 2016

Staying on Task of being frugal


BLT's for dinner one night. I went in to Aldi's to get eggs (69¢/dozen) and milk and they had thick sliced bacon on sale for $5.99 for 1 1/2 lbs. I grabbed 2 packages and went out to tell Hubby and he went back in and got 2 more plus more eggs.We haven't had bacon in quite awhile, especially thick sliced. The lettuce and tomatoes came from the gardens.I started baking my bacon awhile back so I could actually sit down and eat with Hubby. I like my bacon crisp and he likes is not crisp (cooked but pliable?) I saved the bacon grease.


Last night we had ratatouille( this picture is BEFORE baking) with polenta. Polenta was on clearance at the grocery store awhile back for 25¢ a box. I took all the boxes they had since it was instant and made 4 servings. Most of the veggies came from the gardens.My yellow bell peppers aren't ready yet so that didn't get put in.I refrigerated the last serving of polenta in a flat pan and then cut it into squares to make fried mush from it.

I started working on "making" my craft/sewing room. I used primer that we had and will be using paint we also had instead of buying new.I found a picture on the internet of what I would love to have, not willing or even able to pay the $2000 to put it together so am looking at what I can find that we already have to set it up that way.

I mended a couple shirts for Hubby.

I harvest thyme,oregano, chives ,all the mints (again still some more SMILING)

I harvested tomatoes,lettuce, bell peppers,red bell peppers, and eggplant for meals.

I made rubber chicken (roasted first meal,then chicken and dumplings (which is actually making 2 meals as one meal is in the freezer for this coming Friday after we get home from the produce auction) and then added it to eggs for what we call big egg (frittata), I got some broth left over from it and some chicken fat to use later.

We didn't do any shopping except for Aldi's which saved us money even though Miss Kira and Rascal felt deprived as they are used to going for a ride two to three times a week.Which that saved us gas money as it's 15 miles one way to town.

Hubby rode the motorcycle all week to work. Not sure if that will happen this week as we have sever storms in the forecast.

I did some fall cleaning in what I call our canning area of the basement. It's where I store the canning equipment,baking pans and those items that there isn't room for in the kitchen (old farm house).  I  store the window AC, potatoes,sweet potatoes and winter squash in this area also so usually in Aug it gets a good cleaning before the AC goes back in storage. (we use the window AC for when I don't want to run the central air but Hubby works nights so he sleeps days. Bedroom gets hot). I had some boxes with what I thought was vinyl tablecloths we use at the reunion and Tday and curtains....well...that's what was on top, what was under that was several boxes of sandwich bags, long heavy duty foil and non stick foil.There is a few more boxes down there I need to check through before doing any shopping.

We redid our budget...then the landlord gave us the update about propane. Usually he just pays it (gets a discount and passes it along to us since he buys for himself at the same time). We usually own him a couple hundred as I make "budget" payments all year....we are paid in full. YEAH!!!! Also, we dropped more than I thought so I can lower what we budgeted for next year. He also let us know he changed electric providers and it dropped our electric bill down about $50 less of where it would have been. Aug is our worst month (hottest and most humid) followed by Dec (baking for Tday and start of Christmas lights and baking) then Jan (Christmas lights and the last of the baking).

My youngest and I have been going over the Tday dinner menu, figuring out what wasn't eaten, what is needed, sales etc.She acknowledged that it's pretty much cut as much as possible unless the kids start chipping in more.Right now the ones that can afford to do, we figure what we do is part of their Christmas.

 She's what we fondly say is the tightest person to do a budget or grocery shop with. I've actually had her argue with me that I didn't need to buy that 3rd can of corn because it was on sale when I needed something else.And don't tell her you have cable and internet when you struggle to pay electric, heat or buy food. She got SNAP for awhile while laid off  and was having to chose between paying rent and buying food and had to attend a class...where she told the instructor they were wasteful for buying rotisserie chicken and canned beans. She took the menu the instructor had, showed what to buy instead and provided recipes and doubled how much food they could get. I had several people tell me about it before she finally admitted the instructor was making her mad for teaching wasteful habits.

How was your week?








Saturday, August 6, 2016

August goals


Sit out on the front porch with my morning coffee (and according to Rascal, play ball).Miss Kira is still staying in the house, needs to cool off about 10° for her to want to be out much. She's over 11 yrs old so we don't fuss at her much about coming out with us.She does go out around the perimeter about 5:30 in the morning. I'm not ready to sit on the porch at that time.

I am still struggling adjusting my routine around my health. I am thinking of physical work one morning and then not doing any more physical work until the next day afternoon to give my body time to recover and hopefully get more done than what I am without causing a total break down where I am down for the count for weeks.

Keep up with the gardens coming in, tidy the gardens and plant some fall crops, not a lot just some.Clear the flower garden. Maybe get some fall pansys  for the front porch for this fall.

Reset the budget. We are coming out of a chapter 13 (Hubby went to 3 days a week for 2 yrs and we pretty much sold everything we could to survive until my medical bills with my heart failure hit and buried us).We know what we have to do to rebuild our credit BUT we also realize that by paying cash for most things we don't build credit that way.Our bank suggested a secure credit card through them that would be half of what we have/will have in savings then if we got hit with another 3 day a week work we would have the money to pay it off and not be in debt (we would pay it off before due EACH month anyways, Hubby learned that lesson) and it would help build the credit. They also suggested since we both have accounts (My son is connected to mine) that we split the savings between us instead of just in Hubby's and that way neither of us pays a fee(my son pays my fee but still).Other than that they felt we were doing really good compared to others customers that went through what we did as almost everyone in this area was affected by that 3 day work week.

Hubby is riding the motorcycle back and forth to work, truck takes 1 gal of gas to go to and from work,bike uses 1 gal to go 10 days to and from work. We do have to watch the weather, if storms are forecasted he doesn't ride, we had a friend get hit by lightening while riding to work and died.

We caught ourselves running to town 3-4 times a week and stopped that. I figured it was over changing when we went to the store to get double fuel pts and not changing when we ran errands plus we take the dogs to the vets for nail clipping (takes 2 people to hold them down to get them clipped and someone to clip them). So I am working on scheduling things when we will already BE in town.

Our youngest is helping me figure out where to cut the budget for the Tday dinner we have. We serve close to 40 people and we provide the most of the meal. I make most of it from scratch. Still through the years we have noticed the old favorites aren't getting ate and even though I don't mind the family taking home leftovers, I don't want to supply all the kids with a week's worth of groceries.Our one daughter has taken on some of the meat so that helps.

Continue to save one dollar bills for Christmas gag gifts (almost have enough). THEN it will be save for the gag gift , then the wrapping paper, then the scotch tape.

Also instead of both of us getting our eyeglasses the same year, we will rotate which one of us gets them.That dropped the budget $600 a year, I have big issues with my eyes . We already reuse frames unless the ins is paying for the frame. We go where our ins pays for the glasses but we both NEED the extras and the ins only pays for basic. My reading glasses (I wear 3 pairs, down from 4 prs) is my cheapest at $25. Our eye doctor runs my most expensive pair through ins first.

Our mechanic (He is a BLESSING) suggested we split getting tires as get 2 tires every 6 months and put the spares in that rotation. He does this for a lot of his senior customers and himself.He is good about checking things out and maintenance. Like telling our son that his tie rod will need replaced so the next oil change that will be done also as you have to remove the oil filter to remove the tie rod.

I talked to my 3 doctors, they have changed my medication so I am still being taken care of but keeping the costs down. My left thumb has a scar that peels regularly. They have prescribed different things that help some for awhile. My primary's daughter that is a doctor also that does missionary work told me to use petroleum jelly. They use it for open wounds etc in the missionary work. It has helped the most and for the longest.SO I need to focus on updating my knowledge of natural meds. Both my great grandmothers are probably rolling in their graves with lack of use I do. One was a "wise" woman (old Celtic) and the other a medicine woman (Cherokee/Black Foot).

I  am focus on keeping the electric bill down to $100 (that's the lowest it goes here and it was running $450 when we moved in, electric heat upstairs and no insulation) and I have already dropped the propane budget down another third from last year. Which is over half from what it was (heats 1st floor only).Landlord replaced the back door( it almost fell off) so that will help. I want to do some caulking on some windows, add batting or old blankets to old curtains to help and plastic the one bedroom window upstairs that is really bad but landlord isn't going to replace it yet.Farm isn't making enough to pay for the repairs.

Stock the non-food. For the first time I have a non-food list and I've been stocking it up with sales and coupons.I printed it off, highlighted with orange what was a NEED NOW, highlighted with yellow is going to need soon and highlighted with green with if on sale and have coupon. What isn't highlighted isn't needed. I do need some shelving to organize this. I have some barn doors that are coming apart, I am going to see if I can use them to make shelves.

Stock the pantry. SIGH..okay deep breath , first, stock the pantry so I can make cookies and candy for Christmas....When I got eggs for 49¢ a dozen I dehydrated 12 dozen for cookies. That's the amt I need to make them. Now eggs are 79¢ a dozen, I am going to get some to dehydrate to make noodles for Tday. They usually run over $1.29 a dozen. I have been matching coupons and sales for baking items.I know I use over 50 lbs of flour so that's on the list.

I updated my pantry list after the last buying session, I printed off only what is needed, if it's not on this list , I don't need to buy it even if it's on sale. My money needs to be stocking what is not already in the pantry at what I consider a "full" amt.I highlighted in orange what was needed now, yellow soon, green is coupons and sales BUT blue is buy in season...example is winter squash, potatoes,sweet potatoes and storage onions.Maple syrup and pie fillings at Tday. Pumpkin in Oct and Nov.Honey is starting to go up in price so I need to get it now.

I'll be moving some of what I store to other places so they store better. My Dad gave me some milk crates for my potatoes with the advice to hang them from the beams or put up on wood and not on concrete.

I plan to finish painting the craft room and set it up so I can do the sewing I want to get down and make the crafts for Christmas without having to keep clearing the dining table.

Monday, August 1, 2016

Frugal stocking of the pantry and my frugal week.




The first thing I have ever told my kids when they went out of their own was have a pantry, even if it's just one week more than you shop.Have an emergency stash of food and water for hard times whether due to weather or no job.It's frugal and it can be a life saver.

I have a pantry, my kids and grandkids will tell you it's a grocery store. One that on several occasions they have had to ask for help feeding their families and were grateful I had a "grocery store" pantry.Yes I stock it like you would see in the store,veggies are together, fruit is together, tomato products together, sweets (pie filling, jams, fruit butters, evaporated and condensed milks etc) are together, in fact the choc chips, caramels, marshmallows are in containers in that area.I need a taller or wider area for tomato products as it takes up more than that one unit.

Variety is the key to what makes us happy.

IF Hubby walked in and said "I'm down to 3 days a week" (paycheck would equal unemployment but his company keeps the people working so they have health ins, WE ARE BLESSED)and he has in the past. I would scrap up the money and buy potatoes, onions, garlic, sweet potatoes and sugar. and that would cover us for several months. We have dog food that would need replaced but I would feed the dogs people food of corn bread mixed with veggies, especially carrots. I would even be able to do the Christmas cookies and candy for the family but not as much of it this year.

I have 1400 sq ft in gardens,including veggies, herbs and strawberries. Hubby kept mowing down the other berries.We don't have fruit trees here, something we have already decided on having when we build our own home.I miss my grape harbor I grew up with.

I was raised with a pantry, both of my parents had pantries (they divorced over 40 yrs ago) when I was an adult. Dad whom is still living has a small pantry still that he could eat for a month is something happened. Growing up we ate the pantry until it was gone, didn't think about how long it had been in the pantry, both parents are/were as Mother has passed several years ago for eating food that was over 5 yrs old. You live through the Great Depression, you don't throw food out EVER. I focus on eating it within 3 yrs. In their lives if things didn't grow in the gardens, or if not enough grew, you went without until growing season the following year. I, on the hand try to fill in from Amish sellers or local farmers or really cheap prices.

Since we are talking of Hubby retiring, us moving and building in 3 years. I want to stock now, and the focus on eating everything so what goes in to the new home in that year while saving all that money to build a pantry in the new home.

This past weekend I've been focused on restocking the pantry. Something I realized I had been neglecting and the price is going to be hard. You would think I had learned that lesson already.

The white object is the top of a 5 gal food grade bucket of long grain white rice.There is 10 servings of rice (1/2 cup cooked) in a lb. I have over around 10 lbs. We use 4 servings a meal, so I have about 25 meals in that bucket. I have other buckets of rice also. I have over 100 lbs of different dried beans (15 varieties  and yes, we eat them and yes we eat meat).

The top shelf is an assortment of  condiments like Asian sauces, syrups etc.I make some of the syrups.I would love to learn to make the teriyaki sauce I like. Still surfing recipes for that.

The very bottom shelf is hot salsa that Hubby eats or I put in the chili he eats. My medium and mild salsa is on the shelving unit with the pasta sauce, pizza sauce and tomatoes.Even though that shelving unit is full, I'm short 26 quarts of pasta sauce and 26 half pints of pizza sauce which goes on another shelf.

The middle two shelves are green beans...that Hubby doesn't like to eat but it's what is left from what he brought home for me to can.There is enough for 100 meals so we will be having green beans twice a week with one of those times being 3 bean salad which he does like.

I have 5 of these shelves plus 2 that are only have as high but twice as long so they are equal to what is pictured here. I just spent the weekend filling in some of the empty spaces, even with coupons and sales combined it was a pretty penny,(savings was around 50%) luckily I had been saving grocery money from the months under budget and a few other spots to cover it.I have a 27 cubic ft, 21 cubic ft and a 7 cubic ft deep freezers along with my French door frig freezer.The freezers are full, in fact I need to focus eating out of it to have room for meat this fall) I used to have a second frig that I used for condiments, beverages and bfast foods but we lent it to our son when he bought his house over a year ago and I don't think it's coming back as he just had a roof leaking along with a drive shaft broken in his car. (But he does have a small pantry like my Dad).

BUT still I have 108 items missing...not like 6 cans of hominy, like 6 different things that is 6,12, 24 of each thing. I have over 300 empty spots to fill before November 1st which is when I set my pantry to be stocked except for turkey, ham and prime rib for the freezers and potatoes,sweet potatoes and onions for the root cellar.

Out of the 108, 18 things is coming from my gardens for me to make.... the rest is if we have the money, can I get it cheap and of good quality.

That's a focus of 9 items to be filled each week.

What I did this week?????

I rolled coins to help pay for the kids and grandkids Christmas. I keep my change for this reason. Dad told me to do this.

I dehydrated herbs and mints again this week and I'm dehydrating eggs that was on sale for 49¢ a dozen right now.

I harvested cherry tomatoes, the last zucchini (bugs killed the plants) and another eggplant.

I dug up the onions for curing for storage....no where near what I need to get through to next season.Hopefully I will score 100 lbs at the Amish auction this fall.

I took my extra grocery money and with sales and coupons stocked up in over 35 areas.

I also combined coupons and sales (that wasn't advertised) for paper products that I hadn't planned on buying ( looking for food on the pantry list) but couldn't justify not getting it. I won't need any for several months now.

In sharing some info at the stores, I now have 2 other places that are not my normal places to check into for items that is cheaper that I buy (like freezer bags).

I shop Family Dollar, Dollar General, Save A  Lot ( ours lets me order 50 lb bag of potatoes in the fall) Aldi, Walmart, Kroger, Wagner's IGA, Anna Market IGA, Winner's Meats (also does frozen case sales of fruit and veggies in July), KAH meats, Walter's Meats and the Scioto Valley (Amish) Produce Auction. Winners,KAH,Walters, and Anna Market do a meat bundle sale in Oct. I used to shop Odd Lots, that became Big Lots but they closed in our area.. I was told to check out Ollies (I get Christmas decorations there but hadn't looked at other stuff) and Foodtown. My son has an Asian market near his work that he is willing to stop and check for stuff for me as he has been buying some of his food there. Teriyaki sauce might be cheaper there along with some other Asian foods I use.

I reread some of my old cook books (1937-1943), Tightwad gazette,a couple of them Appalachian and Cherokee along with a couple books with  recipes from the Great Depression, several Amish cookbooks and a couple Italian cookbooks that reflect the cooking that my own Italian grandma (Nonna) cooked....really she was my great uncles wife mother...but she adopted me as her own for better or worse. Gets me back to "down home cooking" instead of going out and buying a ton of things we don't really eat much of.

My spices are bought at an Amish country store or Anna market. I grow most of my herbs.I have been known to go without when my harvest is low. Basil was one a couple years ago.

What can you do to save or stretch what you have?



Tuesday, July 26, 2016

Dog Days of Summer


Heat Index here has hit over 105° on several days, not the norm for where I live. Hot yes, 90's yes but not the index of that. My tiger lilies usually bloom during the Dog Days of Summer ,called such because the dog star Sirius raises with the sun from July 3- Aug 11 ...or something close to that, not because the dogs lay in front of the AC vents and block the cold air from you.

I've been out of town off and on the last couple weeks while Hubby kept the home fires ...out , I started to say burning but he was definitely making sure the house,dogs and himself stayed cool even when the Central air broke down and the landlord couldn't get anyone in for a couple days to fix it. Over 20 yrs old but as long as it is maintained it works good, landlord's thoughts are if it's not broke , ignore it ...SIGH.

I want to plant some lettuce for fall but as hot as it is right now, it would be wasting seed.

Still I was able to harvest some zucchini that the bugs hadn't ate alone with an eggplant, tomatoes, onions ,and a lonely cucumber for fresh eating. IF the bugs isn't killing my plants(probably the only moisture they can find) the heat is even with watering.

I dehydrated basil, choc mint, peppermint, apple mint and spearmint. I'm not going to be lacking in mint teas.

I updated the pantry list, what is needed not what I have (I keep more than a year's worth of food) and printed off that list. Goal is to have it completely stocked back up by Nov 1.

I appealed my denial for my back injections, and got approval.... YEAH. Now the doctor is checking to make sure WHAT exactly was approved so I don't end up with any bill afterwards.SO, it's approved but not scheduled yet.

I  mended a full laundry basket of hand mending that was scattered through the house.

I shared a carry out Chinese dinner with my son when he got back in town, and I bought extra  to feed Hubby and me for a couple days, I think with the stuff I am adding to it we will get a 2rd day out of it.That's probably good since we are getting a bit tired of it but with what is left we can freeze if needed so it doesn't go to waste.

What did you do this week?




Tuesday, July 19, 2016

Frugal week

I have dehydrated apple mint,spearmint, choc mint, peppermint, lemon balm,strawberries,peaches and basil.

I have made over 30 jars of peach jelly/jam/butter.

 I lost count of the strawberry jam. But probably not enough to go a year if I don't make sure Hubby doesn't just eat it.

I canned peaches.

I canned different syrups, mind just went blank ...I might have canned my mind LOL

I made strawberry popsicles .

The garden is doing fair considering I am battling tomato horn worms, potato worms and squash bugs (yes I got some zucchini, but the bugs are doing a better job of eating them then we are). Using homemade sprays to deal with it but with the way we are seeing moths (groups) I swear they think my gardens are the maternity ward.

Garden pickings: tomatoes, cherry tomatoes. zucchini. cucumber,green onions,lettuce(now going to seed to replant next yr) and a couple strawberries (starting to rebloom but this heat wave coming in will stop that).

I fixed 3 afghans with yarn I already have.

I sat down and made a list of that "get this done and off this list" stuff and then did a time mgt list of it... I doubled the time I thought it would take and a couple things I tripled the time. Reflection of my age and health.

I used the grill and microwave on the hot days. Used the all in one pressure cooker for potatoes to make home fries and mashed potatoes.

I keep the curtains pulled across the top of the windows (use binder clip that was given to me) to keep the sun out and only have the part where the window is open without curtain. Our curtains are too heavy for a breeze to move much. We run the AC during the hottest part of the day and the fans in the rooms we are in (or the older dog is in) the rest of the time with windows open.

I transplanted some popcorn (Hubby said it couldn't be done) that was pulled. Most of it actually is growing. We'll see how that goes.

Made pepper spray and some other homemade sprays to fight the infestation of bugs in my garden and regretfully they aren't the good bugs.

Used my swagbucks to pay for household item needed from Amazon

Had to use the laundromat (had things that wouldn't go through the wringer washer) and hung everything up on the line instead of using the dryers.

I wrote a letter to my ins requesting still another appeal, hoping I don't have to do more to get them to approve the shots they have been paying for during the last 2 yrs. I dislike policy changes that don't acknowledge BIRTH DEFECTS.

I inventoried my pantry (not freezers) and made a list of what needed to be brought up in supplies .BIG thank you to Brandi (www,theprudenthomemaker.com) for her pantry list, makes it easy for me to double check with.

Our landlord had the AC unit fixed, since I warned him before the season it would be time for maintenance this summer, he scheduled it

Because I caulked more windows, used plastic and heavier curtains our heat(propane) bill has come down. We actually didn't use the last tank , warm winter helped there. SO I had a credit, enough to pay for the summer fill and still some. Landlord thinks I might owe him around $50 and that makes the heat bill for this coming winter paid in full unless it's a bad winter and we go over the amt we ordered.

Saved 80¢ a gal on fuel with our points card.

We did a major shopping once and have been just picking up as we need at the local small grocery store. I think we might end up under budget because of it.

Blessed Be...

Monday, June 27, 2016

Putting on the frugal thinking hat


I had to really put on the frugal thinking cap this past week.

First I really really screwed up and left two of my computers and rolling brief case in my son's dining room. He lives an hour away....the good part of that is it was left in his dining room and not out on the front curb that I have feared I had done. More frugal to drive to pick them up than to replace them???? Still we had to go get them so I decided we would go ahead and run some other errands that wasn't suppose to be done until next month. SAVE GAS at least.

This is the garlic I harvest a week or so ago.It's cured so I can cut the stalks and trim the roots for storage . Then I will pull the next batch that is ready. Nice this year that it's ready a couple weeks apart instead of last year when I have over 100 heads come in at one time.I wasn't set up to cure that many at once and had to scramble to get it done.

I harvested and processed lemon balm, spearmint , peppermint, apple mint, choc.mint, basil, thyme, oregano,garlic chives, chives, cilantro, dill, rosemary, green onions, cucumbers, lettuce and the last of the rhubarb and strawberries(unless they bloom again, last year they did).

NOTE !!!!! I might have zucchini this year!!!! YES REALLY, it's okay you can laugh because I must be the only person that can't grow zucchini. I might get one or two off the plant and then it dies....BUT this year I planted it in the north garden in the straw bales(experiment garden) and it's got blooms and little, little zucchinis LOL!!!!

We have ate out a couple times, but did think about the price and getting the best deal when we did. About 4 times we were gone all day, we do take water with us and usually drink only water at meals eating out.Some places will let us share a meal without charging extra, the ones that don't we automatically ask for a box and immediately put half of the meal in the box to go home.We had one meal I made in to 3 more with the leftovers.

Our health ins has decided to no longer pay for the injections I get in my back (birth deformity and I don't take pain meds for several reasons). Our first thought was pay cash (not frugal at all but this was already the last resort for pain relief so I could walk, lay and sit without pain,doctor is willing to accept the same cash payment as our ins was paying.). Then we decided to run with the appeal system. My doctor is already appealing from his side. They say it's not medical problem and then would accept a new MRI but won't approve a new MRI.Seems like every 5 yrs I have this battle. BUT my Dad has told me to adjust that when you get 65 it's a common battle. This will be one that if denied I will have to pay cash for. It's the only thing that keeps me pain free enough to walk,sit and lay.SO we figured it in our "future budget" along with increases because we know it will only go up.


So the thoughts circled around...how can we afford to build our dream home on our dream land and pay this much out in health issues? What can we do NOW to provide for later? We had already planned $2000 (yes that high) for health based on what we were hearing from others that are retired and have some of the same issues, actually I doubled the amt, figuring on it going up.Which is the main reason Hubby hasn't retired out, No sense retiring out and then coming right back in part time as a temp to the same job to pay for ins.

So I started a list of things we can cut now and save more. Nonfood and Food was #1, using car,truck etc #2.Changing from what we use to what we can make do with #3. I would rather make do NOW then when we are in our 70s and 80s like my Mom and Pop was and having to go without.I am my Dad's child instead of Mom's. Dad is frugal, Mom and Pop were spendthrifts.

ANOTHER thought was transfer the money we save immediately to the savings and not letting it sit in the checking where it might get piddled away. We are very good at piddling away.

Dad gave me a new recipe that he has been cooking once a week for soup (cabbage,beans,corn, tomatoes and some times onion) that I haven't tried yet...I think it's because Nonna used to make bean soup, then add veggies the second day,pasta or rice the third and then serve what ever was left over stale bread the fourth. I ate that a lot during the summers since I pretty much stayed with her if I wasn't working.

We have a baby shower for that is for our upcoming great grandbaby  that is due in Aug. We decided to wait until William is born. Our grandkids are okay with that as this will be the first of  5th the generation and they figure they will get over loaded at the shower and at birth. Grandson mentioned diapers and wipes from Sam's club in a couple months, but the Mommy asked for a membership instead along with a breast pump.

I was having problems with my nose, still have sutures from surgery that was in March that was supposed to dissolved, could have told the doctor they wouldn't. He did tell me after checking the issue that if I used a saline spray or did a saline rinse at least at night and fluffing my bedding and pillows weekly I would be able cut back on the allergy meds. By doing that I haven't had to take an meds all week, that saved $10.I was already fluffing, sometimes in the dryer with no heat and sometimes just hang it on the clothes line. I like the clothes line better because of the fresh smell.I tr

I been more diligent in turning off lights and power cords. Second month in a row that our electric bill has been at $100 instead of the usually $150,(landlords was over $200 and has the same size house and everything) EVEN with running the Central Air.I try to run the dehydrator at night as much as possible but sometimes I'm pushing load after load and end up running it through the day.

Hubby is riding the motorcycle instead of driving the truck to work. That has saved almost $100 this month.He doesn't ride the bike when there is thunderstorms in the forecast.

We went to Sam's club. I wanted to do some pricing while picking up diapers for a friend that is having a baby. Made several notes of what I stock up for holidays and winter and bought POM toilet paper....45 big rolls for $19.98.that's around 0.444¢ per roll when Cottonelle (our favorite) and Charmin (second favorite) is around $1.00 a roll. Hubby said it was like work TP....which means very thin...not sure it will save us any money if we use more but with the thought we can use twice as much and still be saving.We got dog food cheaper at Sam's. Bigger bag and for the same price we pay for a lot smaller bag.

We also went to Jungle Jim's International market and I priced condiments and rice there. CHEAPER there even with the price of gas to driving there especially if we go after making a round to the kids. Everyone is an hour away and Jungle Jim's is only 30 min past the kids.I also got some peaches for 79¢ a pound there and now have them dehydrated.Found my favorite tea and got a couple boxes for my girlfriend and myself. It was about half the price I used to pay for it when I could get it locally. I usually buy it as a "gift" for myself at Christmas and birthday and haven't been able to find it in over  a year.

Hubby did ask, said he was afraid to but thought of it, how long can I go on this pantry (speaking of food and not the non-food)with buying only necessities/perishables...Last time he asked that I stretched a 6 month pantry for a year. I just told him we would find out.

We have case sales (frozen food not cans) next month. I need to figure out if I have the room and what I want to fill that up with to place the order in the next couple weeks.

Any Frugal thoughts?




Wednesday, June 15, 2016

Reading Brandi The Prudent Homemaker Saving Money

Once a month if not more often I reread through Brandi's site of The Prudent Homemaker.

Today I reread Saving Money. Brandi gives 41 suggestions of saving money. We do all but 7.

This afternoon I decide to really look at why we don't do that 7 and what do we do instead.

We have cell phones, we don't share a plan. Both plans are below $50 each. Hubby is a weather spotter and connected with Homeland security(unpaid both jobs), he needed a better phone than what he had for apps he needed and found a really good phone(made the grandkids green with envy because they paid 3 times as much for the same phone) at a provider and still was below $50 plan unlimited. I stayed with what I had and where I was...I keep a cell phone on me since I had a heart attack driving home to the boonies from the city....AND there was no houses around. I dry swallowed 3 aspirin that I do carry to get myself home to the phone.

We have a home phone because we can't have internet without it here AND the local fire dept/squad does home phones with their 911. Cell phones go through another trace. Already takes over 10 mins to get to us , don't need to add more.

1 car...we have a SUV, a truck and a motorcycle all paid off and over 10 yrs old(truck will be 20 yrs old next yr) We both can drive the bike. Hubby uses it for work weather permitting, the truck gets driven the most , good old work truck. we limit trips to town to no more than twice a week if that. The SUV is for when I can't walk right and can't climb in the truck or when we go to my Dad's because he no longer has a car and he can't get in the truck any more. We do acknowledge with age we will be giving up all 3 and getting a car that I can drop into.

We no longer resole shoes...ONLY because the nearest repair is 1 hr away from us 1 way. Cost is gas is more than the cost of replacing our shoes. When we move at retirement this will go back to being done as there is one within  10 miles of our son.

I don't go to the library. It's out of the way and an extra trip. I do borrow books from my one daughter as she is a reader like I am and enjoys the same type of books as me and I don't have to worry about an over due fine. That still saves money.

I stopped baking my own bread when it became the two of us...bread will mold faster when it's home made. I am looking at starting this back up since I have found a couple recipes that makes smaller loaves. We just aren't big bread eaters.

We don't unplug most appliances. I do unplug my laptop and the tv in the bedroom after Hubby gets out of bed (he goes to sleep watching the weather) ....but Hubby just refuses to work with me on this. I will have to say that our landlord's wife requires he unplug his alarm clock daily but she refuses to open the windows and turn off the AC...I really think this choice is weird LOL

We don't collect water from the shower....one is we turn it on and get in, our hot water tank is right below the shower., wait time is not there, two we don't live in town or I would probably insist on this even without a wait time since we are on a well here and would be paying for water in town. We do turn off the water while brushing teeth and have used rain barrels over the years for the gardens.I have a watering can that sits out also for rain.

Soup once a day, I'm lucky if I can get Hubby to eat soup once a month at this point. He does hard manual labor around furnaces that  have him in heat over 100° daily.We have talked about him eating soup instead of cold cereal before he lays down but he isn't willing at this point.I will say he used to farm, pigs and cattle and was raised with meat and potatoes 3 meals a day....he has adjusted a lot since we married to not having that. His favorite meal is what we call 123 pasta with very little meat at all in it.

What are your thoughts on saving?

The good, the bad and it always pours while staying frugal



When Hubby came home from work the other day and said "production is running every weekend until Jan."

We both knew GOD was letting us know we were going to need the extra income.

First, we got the refrigerator fixed, it is running fine and the rental one is going back tomorrow. We don't have a FB garage sale in this area nor is most of Craig's list for this area. We are the boonies LOL. I spent $33 including eggs for 69¢ a doz to replace the necessities that we lost in the frig and replaced nothing in the freezer.

THEN my back injections have been denied because the problems in a birth defect. Doctor's office is doing the appeals and told me it could take up to 4 months...mean time they advised me to get yoga (already do that at home for free), massage therapy and chiropractic care , neither that ins will pay for any more for me due to birth defect. Made a couple phone calls and found a Chiro that will accept cash payment equal to what he would get from our ins.Hubby's employer has a wellness (gym) center and they have massage therapy there that is about half the price of else where. I was trying to figure out where to rob Peter to pay this Paul when I went to refill my meds and found they are now generic and my doctor always marks that generic can be used so the price was 1/10th of the normal out go and actually the difference will pretty much pay for the chiro and massage.

Still appealing to get the other 2 bills paid, was told it might take 3-4 appeals including an outside appeal which is available through Hubby's employer for free.

I harvested thyme, oregano,basil, cilantro, garlic chives, chives, rosemary, lemon balm, choc. mint, spearmint, peppermint, apple mint,lavender, rose petals,flat parsley, curly parsley, strawberries, rhubarb, cucumbers, garlic scapes,lettuce and green onions.

We are eating from the pantry. Taking stuff we don't want (yard sales were we are at in the country doesn't do well enough to do anything) to our youngest.

AND why did I post the two pictures? We know we plan to move closer to the kids, grandkids, greatgrandson when Hubby retires. We plan to retire in 3-5 yrs...we decided after listening to other to start checking out house plans and houses because everyone said they looked of a couple of years.  We feel this is the model we want built. We will do some changes due to me being in a wheelchair before I die (wasn't suppose to ever walk to begin with). This really seemed to fit. We have talked to this builder about 20 yrs ago when we thought about building and they talked us into waiting, 5 kids in their teens, they didn't think we needed the size of house we were planning.

SO to stay frugal and stay on track, I took several pictures and a video of the model to look at and remember why we are going the extra mile to be frugal and save save save.


Thursday, June 9, 2016

June 9th, frugal week with a refrigerator broke down



Our first "meal" mostly from the garden. A nice salad of home grown lettuce,cucumber, garlic scapes,green onions,and strawberries topped with diced grilled chicken breast. YUM

Strawberries are coming in about every 3 days, about 2 cups at a time. Nice amount for the two of us to eat up but not to put any in the freezer.

I had a shoe insole come loose, since I wear a size 3 it's hard to find replacement insoles, so I put the insole back in as best as I could and used a hair dryer to heat the insole up , hoping there is enough adhesive to warm up and attached the insole back in.

I sewed a button on Hubby's pants.

I've dried rose petals for rose petal tea.

I've dried lavender for lavender tea.

I've dried cilantro,dill,basil,thyme,oregano,flat parsley,curly parsley,garlic chives,and rosemary.

I run the dehydrator in the late evening so I don't heat up the house.

Our refrigerator went out and we lost over 2/3rd of the perishables (shredded cheese with poof up the bag when it's had too much heat) and  half of what was in the freezer by time we figured out it wasn't going to be fixed right away as the parts were hard to find and we got another (Thank you Rent a Center that allowed us to rent for 2 wks) frig to transfer to which was smaller, a lot smaller than we had.

Hard hit as I had to use June's grocery money to fix the frig (repair man warned us to save up because it's going to die probably within a year)and rent the other frig. I plan to limp us until July without robbing Peter to pay Paul.

Taking some advice from Brandi over at The Prudent Homemaker, I scrubbed out the frig while it was down while waiting for parts to come in . For what ever reason a nice clean frig even broke down made me feel better than one that was sitting there needing a wipe out and broke down.

I called a doctor's billing to find out what was going on, we haven't gotten the bill in 3 months and the office said it was still pending ins and ins said it's paid. Ins didn't pay all of it and the billing office was appealing the lack of payment instead of just charging us and then having us appeal it...NICE .

I also had to call another doctor to find out if my procedure was preapproved and the answer was NOT yet....sigh, the ins did say it's in the final round and the hold up is because the procedure is changed from what I've had done the last 4 yrs...last year I didn't have to have preapproval...change in all ins (not just mine) in this procedure.

Hope you all have a frugal week.

Wednesday, June 1, 2016

Frugal time





Rambling Rose is what my Dad calls this, I just wished whom ever planted it had not put it right against the corner of the house where the rain down spout is and no way to put a trellis or anything behind it. Still both dogs will walk between it and the bush and past it to walk through my just started perennial flower garden.Miss Kira will lay it the garden.I think she decided that instead of stopping to smell the roses she was stopping to lay in the flower garden on top of my irises. 



I picked Sweet Williams, irises (that someone smashed with her body) and lavender for flowers for my table. I dried some lavender to tea and sachets.

I harvested and dried basil,chives,garlic chives, rosemary, dill,flat parsley, curly parsley and spearmint.

I harvested 2 different lettuces,cucumbers,rhubarb and a few strawberries.

We have saved enough to no longer pay bank fee so that money goes to the savings now also.We paid off one bill in full so we are down to 6 (not counting possible medical bill if the ins doesn't pay any for my procedure for my back).IF we don't have replace a truck or car we are on task to be debt free before Hubby retires in 3 yrs

I have repaired and washed soaker hoses so they are working another year with Rascal's "help" which was "Mom bend over and throw this ball,okay, Mom wash the ball instead of the hoses" . SMILING




I transferred my earnings from surveys to gift to my grandson and his lady that are graduating.

We are running a room AC that my son gave us (newer and bigger than what we had) for the bedroom when Hubby sleeps days (get turned on when he goes to bed and off when he gets out of bed). I leave the windows open, close curtains against the sun and run one fan that is mainly for our 2 black dogs , they hog it even if I had it on for myself. We turned the central air on over the weekend as the landlord wanted to make sure it was running correctly. Dogs loved it. We hated the thought of what it was doing to the electric bill though when the humidity is up I know I will have to use it some.

We are using the grill most nights. Yesterday I used the charcoal side as a smoker, have been given lots of wood chips for smoking. Bought a pork butt . Took less time than I thought, glad a friend told me to check temp of meat at 3 hr mark no matter how long it said it would take.  We had it last night and will again for another meal and then the rest will be packaged and froze for those night neither of us wants to fix anything.

I have used the clothes line for the last 2 weeks solid.

My Dad is slowly clearing out his house so when he dies my brother and I won't have to deal with so much. He gave me a car load of canning jars, a water bath canner that can double as a stock pot, canning rings and lids he bought last year (he didn't even plant his 9 tomato plants this year),a corn jabber (how they planted corn in the old days) and an antique hand cultivator. We go back up this week to get a gas grill he no longer uses for our youngest daughter.

We went to Kroger's on the weekend ( I usually shop Thurs.) so we can get double fuel points for what little we do get now days as warm weather is eat from the pantry and garden time.

I put the button back on Hubby's pants.

We bought a beverage igloo (clearance) and now fill it with ice (we have to buy ice, no room for it in freezer since I "lent" the extra frig to son) and the filter pitcher water. Found we are drinking far less of anything else and just drinking the water. It's sitting on the corner of the kitchen table so we pass it when heading to the frig or coffee pot.

Have was your week?








Monday, May 16, 2016

Frugal week....some LOL

I planted the last of the sweet potato slips I had raised....only to have them hit by frost the last 2 days. I am hoping that dead leaves is the only thing that died on them. I think the eggplant got nailed also, but if that's all I lost, that's not bad.

I picked some rhubarb and added it a casserole we were having as there wasn't enough to really do anything else with.

I picked cucumbers and we had them for supper.

I repaired our trellises to the gardens with what I already had.I used red yarn I had from my yarn stash to tie the tomato plants to the bamboo poles and trellises.

Planted peppers,strawberries, onions, broccoli, cauliflower,basil,cilantro,rosemary, chocolate mint, peppermint, spearmint and more tomatoes in the gardens and pots..

We gave 4 flats of different plants to a friend who just had her 7th daughter.

We gave 5 flats of different plants to 3 of our kids that are trying  to garden and put fresh food on the table.

I went through my seeds and gathered what I want to plant this coming week/weekend.

I went through the produce that was in storage in the upstairs and brought it down to the kitchen to focus on using it up and looked up some new recipes for using it. One that will be tried is spaghetti squash as hash browns.

I set the big dehydrator up so I can deal with the last 4 pumpkins this week. I'll cut them into pieces , bake and then peel and then puree in the food processor and then dehydrate...THEN grind to powder in the blender and store in mason jars. I use it in powdered form a lot fast that way since it's just us and I don't want to open a pint of pumpkin. Easy to toss powdered into sauces and stews also for a bit more nutrition.

We ate from home, though I did buy some things from the deli at the local IGA  for over the weekend as we going to be gone 2 days most the day and I knew our habit to whine "we'll have to cook" would cause us to buy out.I chose things that were on sale and then got 5 cents off for bringing my own bags and fuel pts.  Good thing I did as Hubby got sick and I was asleep on my feet when we got back in both nights.Would have costs us 3 times as much to order out or get fast food than what I spent Helped us limp through the weekend into this afternoon (both of us still battling feeling ill) when we finished it for lunch instead of the order of pizza and chef salad we would have went with or fried chicken from the local restaurant.

I went to Aldi's for my fruits and vegetables. They have good food a lot cheaper than other stores.I got $3 off 2 different packages of refrigerated ravioli that they will no longer carry. They don't sale well here.

 I shopped Krogers for the sales and moved our grocery day from Thursday to Friday so we could get double fuel points. I had over $25 in coupons and clearance there.

Still about 1/4 under budget, we run mid-month to mid-month. WHICH was good as the printer DIED and that's not something we can go long without and we went to physically see the one I picked out to order on line at a store we were going by anyways between deliveries to the kids and found one like we used to have that was over $200 for $110(about $50 cheaper than the one I had planned to buy). So I paid for it out of the grocery money and STILL am under budget. That money now goes back for meat in the fall.

My older daughter gave me some skorts that a co-worker was getting rid of, they were big on my daughter so she knew they would fit me. Means the fabric I just bought can be saved for later or used for something else. A couple of the skorts still had tags on them.

I did/do have 2 stress fractures in my feet...I have tape and knew how to deal with that. Will have to get new shoes as these are definitely worn out and no longer supporting my feet. I try not to wait too long because I do get stress fractures easy (bones in ball of feet too close together) and KNOW better.SO buying a new set of every day shoes is on the to do list this week.

I'm still dealing with issues of my nose....see the ENT doctor on Friday and hopefully (probably wishful thinking) he can do something about the constant blockage on the left side and the bruising that turns even my right eye lids black and blue. I thought the first round of surgery had dealt with the issues, seems like it just transferred the problem to the other side of my nose even though BOTH sides were fixed. LOL  The BLESSING is I do NOT have nose bleeds any more...probably just jinxed myself.So the expense of tissues is WAY down.

I have cut the electric bill down again. Even the landlord was shocked as it's NEVER been this low in over 10 yrs. I think I just walk behind my Hubby and unplug and turn off things.

I continue to use the water filter pitcher for our drinking water and coffee makers instead of buying water.

I used the empty water jugs to fill for emergency water. Figured I wouldn't be making coffee in the coffee maker if there was no electric to run the pump.

I started putting back distilled water for the humidifier for this fall and winter. Figured I could pick up a case (3-1 gal jugs) a couple times a week I should have enough to get a good start this fall. It takes 21 galls a week during Dec - Feb. BUT by keeping the humidity up, we can keep the heat down and we don't have the sinus problems either.

Hope everyone is having a great week.

Blessed be