Friday, November 30, 2018

On the home front

We have started eating our supper by oil lamp, something I grew up with  until Daddy wired the house for electric. We have found we slow down with our eating, fill up faster OR just acknowledge we are full and I am cooking less as a result.Better for our health and will make the pantry last a bit longer.

I found some winter curtains in the barn that daughter 4 had passed back (we don't get rid of curtains, someone will always need them). They are way too long and I had to put one panel at a window to have enough but they are helping keep the home warm. I did get scissors. I like the new ones better than the old ones, don't strain my wrist as much when I am cutting. Hubby did tell me he wanted me to use shower curtain hooks for all the windows. He LOVES how they slide when he opens the curtains as he is usually up before me.

I did not go shopping on Black Friday. I hate crowds. I did check prices on some things we needed on Cyber Monday but they were not low enough. Today the prices were where I was willing to pay so that's been ordered. Spices and dried peppers is not something that is stocked as well as over where we used to live and something I use daily.

We had a doctor appt (Thursday) so took the dogs along and stopped at the vet's office as both Charlotte and Wilbur were due for their annual shots and 3 yr rabies shot, Rascal is March for heart worm testing. All 3 got their nails trimmed. Because we were okay with the vet assistant doing the shots and nails they gave us a discount. They are not sure if they are going to continue the discount or the practice . We have talked about Hubby giving the annual shots, getting the rabies shot at the local TSC during their clinics.I bought nail clippers like our vet has .

We have been eating from the pantry except for Wed night. Hubby went to the funeral home (his aunt died) while I stayed home (coughing again don't want to pass it) and he went to the grocery store and got a couple items that he could heat in the microwave. All of it was marked down and was around $10, it feed us 3 meals so I guess that wasn't bad.

I found out Tuesday that the meds I was on for 3 wks for my Crohn's has caused me OTHER problems that I am now dealing with. My GI wanted to have me take another med... no thanks. My primary backed me.

We started to put Christmas decorations up...very slowly as we don't have very many lights since we agreed and really want to focus on only having LED lights.The windows here are about half the size or smaller than the windows we had so a lot of the window decorations do not work. I still haven't figured out where to set my candles or stockings since we gave the mantle to daughter 1(it was the one her late father grew up with).

Hubby called the appliance repairman. The front big burner on the stove will only light with a lighter and has more yellow in the flame than it should. It hasn't worked right since right after we moved in. Repairman said he would run the bill through the warranty before billing us. He is local and was happy to find out we moved back into this area as we all went to school together.

Hubby called about getting a bill from blood work that we had paid two months ago. He gave them the confirmation number and they immediately corrected the billing.

I called and ordered propane (we prepay for the whole year) but since I agreed for it to be delivered when he was already going to be in the area I don't have to pay an extra delivery charge.

I called our ins guy and told him I was looking for new auto ins as their cost for the new truck was horrible... he went back through  it and found they had the price as the month price when it was the price of 3 months NOT ONE. Made a lot of difference. He also caught that even though he changed the address (four times now to be exact) billing still had the auto policy listed at the other place. When that was corrected we are back down to where we was before I got rid of my car plus they gave us a credit since it was THEIR mistake.

We decided to give a couple years of trying to sell produce from the garden at the produce auction..but only what I don't need to have in our pantry. Most use boxes, but the one Amish lady told me to just use either plastic grocery bags or bread bags the first year to see if I really want to go that way. It is a lot of work to grow it, harvest it the night before or the morning of the auction along with cleaning it and making sure it is dry.

Hubby applied for a part time /seasonal job at Ohio Dept of Transportation AKA ODOT. He was hired, filling out paper work today (Friday) and will start towards the end of Dec Unless they call him in sooner. I did not want him going back to the plant and working 40 hrs a month. Common for the workers to go back and do that as it's enough money to pay their health ins.It's Mon through Fri. unless there is a snow event and first shift. He hasn't worked first shift in over 20 yrs except when he was in Alabama building the plant down there and the kids and I stayed here in OH.

He did get the stuff from his brother in law to set up his portable welding. Just needs to set that up.

He also went to a couple people that were looking for someone to haul pallets. His trailer isn't the size they want and he isn't going to go buy a trailer for a couple trips... not enough work/money to justify it. BUT another one told him that if he ran across a 20-24 ft live stock trailer that he could afford, he would have work as the Amish are always looking for someone to haul animals to the butcher. THEN another Amish guy put him in touch with a guy that was going to get a new live stock trailer that was still deciding if he would trade the old one in or sell it. He agreed when he got to the place (went to work at local fab shop to earn enough to buy a new one) where he was getting the new one, he would call and see if Hubby could match the price offered for trade in...but that won't be until spring. HE also told Hubby if he heard of anyone looking for someone to haul on a 16 ft flat bed, he would send them Hubby's way.

We have an appt on Monday to talk to our finance guy, he asked for the budget for 2019 so he can help figure out how to make the retirement to last as long as possible and us figure if we should take Social Security at 62 or wait. Stock market went down right after we retired (figures) and the medical bills were higher than we budgeted but the house only was over budget by $50. We are saving for gravel to put the deck on this spring as we don't want just weed barrier. Gravel for the driveway and pond. Need to replace posts on the kitchen porch and both front and kitchen porches need railing and painted (railing will help bring down house ins). We need new windows and the house needs siding but we can handle waiting for those for a couple years. We have the deck stuff and ramp in the barn but will need to save up for the awning that will go over the French doors. We want to redo the steps and awning at the back door. We think we have enough left over wood to do the steps.

The worse case is we pull the cash from the retirement, pay everything off  and put back enough to pay health ins until we are 65 and live on the balance and not pull the SS ... would take a hit on taxes (like we are this year) but stress would be lower as we would only be paying utilities and what ever we need for medical copay,deductibles...it's a thought.

Blessed Be





4 comments:

  1. Chrons is the worst and I am so sorry you have to live with that. This new med added to my $4000.0 a month med is the pits on top of the steroids.

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    1. my primary told me to contact the mfg of the drug as they sometimes have programs for those that can't afford the med

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  2. Something we learned about Social Security is that it is not an amount for 62 or an amount for 65 but it goes up constantly from age 62 on so every month you wait past 62 is a higher amount. I hope that makes sense. In nut shell it means that you can begin to pull it anytime after 62 and the longer you wait the higher it will be.

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  3. We knew that. We were hoping to wait until even later as he just got a part time job and I know until he is 67 (full retirement age) that any money earned even with a hobby goes against you.

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