Business income was up, interest was up. I counted cash back since it was up so high. We got a new credit card at the local TSC to get a discount on a purchase. It actually pays more back that our other credit cards for general stuff.
Irregular expenses were down along with down grid/maintenance, dog, and business.
Medical/oop was up , garden was up and since we are doing a lot of changes to make it easier for 1 person to deal with, we put it in it's own category. Household was up due to grocery/eating out budget being up. We will not do 4 days straight of appts again if we can avoid it. Another out go was I cashed 2 CD's and then bought 2 other CDS with better interest rate.
Over all I felt it was okay.... Hubby was disappointed there wasn't a big amount paid extra on the mortgage. He also is very worried about losing money like we did in 2008. I showed him how the budget would be cut (already have some but he didn't realize that) and where money would be to help pay the bills. That calmed him.
I did remind him that he can't go to the store and just buy what ever. He needs to stay to the list. If he sees something on sale that he needs... he needs to CALL me and see if it's in the budget. Tractor Supply CO (TSC) is where that happens a lot. I still don't know what he bought twice, he didn't give me the receipt and he can't remember. It is in his trip log he stopped there so he was in the work truck. But he put it on the home CC not the business CC. Since there are several small projects he is working on, it's hard telling what was bought but it racked up over $100 between the two.
Stay safe
Blessed Be
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I appreciate that you are planning ahead to accommodate life’s changes. I am sure there will be twists and turns that come as a surprise but you are really smart to be so forward looking! Well done. I am now selling my house and moving to a new home and since I am 66, I am attempting to make it possible to accommodate upcoming limitations. All the best, love your blog! Hilogene in Az.
ReplyDeleteYes, getting receipts from the non-bookkeeping spouse is tricky. We now have a basket by the back door, on the kitchen counter, and the rule is to drop all receipts in there. Husband also drops his keys in there so I get his receipts about 95% of the time.
ReplyDeleteHe has already lost the house keys IN THE HOUSE LOL
DeleteI was so relieved when I paid off my house and car in the same month.
ReplyDelete