My finance guy let me know the inherited IRA will be done then so I won't have issues with the IRS. I am using it to pay extra on the mortgage.
I am working on cutting more out go so I can still make extra payments on the mortgage.
I priced the greenhouse I was wanting Canopia by Palram Hybrid. BUT at this time between the cost of it, permit to build it and the increase of property insurance we will be putting this off and maybe look at it when we get the mortgage paid off.
We know we have to replace the Silverado this year. The F350 didn't start the other day and Hubby had medical appt an hour away and had to take the Silverado. Neither one of us was comfortable with it being driven that far.
I normally don't restock until something is half way down in supplies. Hubby suggested I stock up non perishables for at least 2 yrs worth if not 3. I think he is remembering how Daddy made it through 2008 hit and lost 50% of his income and investments. Had to live on his Social Security that around $1,000/month. He always was stocked for 3 yrs so was Mother.
I am still splitting any rewards, cash back, coupons, sales, rebates, etc between savings and the mortgage.
Our dentist closed his office here so we are looking for a new dentist. We do not have insurance for this so finding one that is GOOD and not charging an arm and leg is hard.
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We are currently using our 2-3 year storage - and a few long term storage items as well. I didn't know we'd be using it so there are a few items I wish I had more of or had rotated out, but generally speaking it is going well. Had I known we'd be using it instead of grocery shopping I would have stocked up on a few items, or rotated some things out. You just never know what life is going to throw your way.
ReplyDeleteI love how your Dad stocked up to make it through. He was very frugal to make it on $1,000 dollars a month. Not sure I could do it.
ReplyDeleteOur dentist is getting ready for retirement. I hate going but it's something we need to think about too.