Still raining and why we bought a new truck

 4th day of rain. At least it is a gentle rain even though all day long. Yesterday it stopped through the afternoon and the sun tried to peak out. Raining again today.. suppose to until 5 pm. I remind myself that it's dreary day after day but this summer is forecasted to be hotter than normal so we need to store what we can and bless we are getting good soaker rain not down pour and the river out of the banks.

We bought a 2024 USED F250truck. It was owned by the Ford dealership.

We have been looking for over a year, didn't want a ton of this and that on it... just a basic truck. Didn't need the F350 for hauling like Hubby was doing in his business before he shut it down. He does some hauling ... like a solid metal dump wagon of our wood from one of the sawmills/pallet makers. Or soybeans to the elevator for one of the Amish. Our tractor to the shop that does maintenance.  

Hubby took the F350 in for maintenance and get the truck appraised as he started thinking of selling it on his own when one of the guys asked if he had found what he was looking for. Not yet was his answer. Head of maintenance asked what he was looking for. F250 (smaller truck won't haul our wagon loaded with 3 cords of wood) GAS not diesel. Guy came back as he went to see if they had one on the lot. Two hours later he called him. He found one that was used, owned by on of the dealerships and was a Feb 2024. Did he want to look at it when we went back over to drop off truck for a exhaust job?

We went yesterday morning, looked it over, took it for a test drive and then they crunched the numbers. I had already checked our credit score. Unfroze the credit report. Checked out different loans. I knew an estimate of what the payment would be and costs were going to be that they would have to match or be better.

They took the truck as trade in, they reembursed the charge for fixing the truck on Friday, so I put it on the truck. Got a maintenance plan so when the parts start costing our arms and legs we have a limited outlay. Got a tire/hubcap coverage as Hubby curbs the tires all the time and it's common for Amish to have nails in their driveways. As Hubby said we paid extra for the bells and whistles to keep the truck clean and looking good. For $20/month it's worth it. 

Got 6.5 % interest, 72 months (plan to pay it off in less) and finance dept told us we were one of the very few to have a credit score at any age in the mid 800s. 

We plan on having this truck at least 10 yrs , would like it to be 15 years. My Silverado is 20 yrs old.

Now to redo the budget. 

Blessed be

PRAYERS FOR OUR COUNTRY