Hubby retires in 4 weeks and then there will be the lag time of getting checks from retirement ...4-8 weeks. And the big adjustment of not having a weekly paycheck. So this month we will be paying 2 months of bills from the paychecks and then Jan and Feb from the savings. By then the retirement "paycheck" LOL should be coming in.
GOALS
pay Nov and Dec bill this month WITHOUT touching the savings.
Continue savings.
Have the food for the Thanksgiving dinner in pantry or money set aside example would be turkeys .
Finish stocking the last 19 items on the stock up list. ALL which go on sale this month.I already have the stuff for Christmas cookies and candy.
Limit eating out . I want 0 Hubby is pushing for 2. I have 4 dinners $$ in the budget.
Eat from the freezers. I usually take my veggies/fruit from the pantry during this time of year but I need room for turkey and ham. If I take the bulk of our meals from the freezers the next 17 days I will have enough room for turkeys and a ham.
Set grocery list for every 10-14 days for perishables..work in progress
so far we are thinking milk, half and half, heavy cream(I make my own whipped cream), romaine lettuce, celery and carrots. One dozen eggs a month so Hubby can have his sunny side up eggs once a week. Green onions once a month.I might buy a red,yellow or orange bell pepper if I want it for salad or stuffing it (I can't eat green which is actually an unripe bell pepper due to my Crohns). Cabbage once a month and apples once a month. At this point we are stocked with enough variety that there shouldn't be an issue.
We set the grocery budget based on Mom O budget. She's on what I figure is the high side. But Daddy only spends $85 a month. I've seen his grocery list, I'm not eating bean soup daily(he can't swallow solid foods any more) She spends $145 every 10 days. so that's $441.04 a month but that is also including her softener salt ,furnace filters,laundry products that we have another fund for house maintenance items and I make my own laundry soap and use vinegar for the softener. But we decided to use her budget and put back the rest for restocking later.
Blessed Be
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1 week ago
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I did forget that I am going to use my coupon savings tracker and the master grocery spreadsheet Hubby made up for me to track what we buy and how much we spend... along the lines of the grocery project at http://www.lifefreedomfamily.com/2017/09/the-great-grocery-project-one-year-recap.html?m=1
ReplyDeleteWe do $250 a month for food and usually don't spend all of that. It rolls over for stocking up which we did a good bit of in October.
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