January finances

 

INCOME

IRAs $6800.78

Social Security $3634

Son 2 loan repayment $100

Interest on savings $16.24

Business income $802.

TOTAL  $11,653.02

OUT GO

IRREGULAR EXPENSES $5314.59

HEALTH PREMUIMS/OUT OF POCKET $1384.40

HOUSEHOLD BILLS $2925.89

AUTOMATIC SAVINGS $180.

TOTAL $10,704.88

Balance IN THE BLACK

$948.14

It's not going to be pretty this month or next.

 Hubby has 4 large bills coming out of the business and he has had only 2 hauls this month that don't cover anything but the fuel and one smaller regular bill. The Amish have had 4 death's this past month so no one was building pallets or going to auctions to buy equipment. Maple syrup is starting with the weather that has came in so they will be in the woods gathering what they call maple water (we call it sap) to cook down to syrup so not much hauling will be done

I used the money I saved for a  large March bill to pay his business bills.  Not including paying for the taxes to be done. It's going to be a robbing Peter to pay Paul to pay Jane SIGH

I will add that we sat down and figured out how finances would be if one of us died. Wouldn't be horrible to deal with except with dealing with social security...it's always horrible to deal with them and according to my late cousin it's horrible to work for them as she did for 45 yrs.